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专利名称：Cellular phone-based automatic payment
system
发明人：Hilary Laing De Leon申请号：US11099125申请日：20050405公开号：US072552B2公开日：20070814
专利附图：
摘要：A wireless payment system allows high speed operation without userintervention with the convenience that cellular phones provide. The system beingdescribed uses a wireless stored value module attached to an ordinary cellular phone or
embedded in the cellphone's Subscriber Identity Module (SIM) card. A Reader is installedin points of transaction that communicates with the module and deducts the balancestored in the module for effecting the payment. The transaction is sent by the Reader toa central database to update a copy of the module's balance and perform settlementfunctions at the end of the day. After every transaction, a SMS or text confirmation isreceived by the cellphone user which indicates the amount paid and remaining balance inthe module. Re-loading of values in the module can be accomplished solely by sendingtext messages using a cellular phone from anywhere, any time.
申请人：Hilary Laing De Leon
地址：U2403 One San Miguel Ave. Bldg. San Miguel Ave., cor Shaw Blvd. Pasig 1605 PH
国籍：PH
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